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A SMART HOMEOWNERS TOPIC"HOMEOWNERS INS, DELAYED CLAIMS REIMBURSEMENTS" |
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A “pay it forward” gift from the McMillan Family to yours hoping to make a better home for every family by educating our neighbors... |
Did you know... |
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...for many years now insurers have begun taking a very legal stance designed to delay reimbursement for even the most reasonable claims. That the higher the cost of reimbursement, the more of a headwind (delays) the consumer is experiencing increasing the time to their reimbursement to many months. There are tools the consumer can employ to drive the claims result, reduce the delays, maximize the reimbursement... What would you do...? Why is this important...? |
This is important because... |
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...insurance company underwriters design base policy templates to protect themselves against the more expensive and more frequent claims. Add to this that claims adjusters are applying intensive legal scrutiny to all claims, and in their cross-industry application of communications and other subtle management ploys, commonly slow the claims process in a way that will delay reimbursements for months (3-to-18-month cycles are not unusual). Imagine losing use of your home due to a loss of key features (kitchen and/or bathroom) and having to finance the corrections, possibly additional (alternate) living (lodging) expenses (ALE in your policy). What can you do to protect yourself from having to finance this out-of-(your)pocket cost if you have such a loss!? |
What can the consumer do... |
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...To protect yourself from (bad decisions &) a BAD RESULT, find a mitigation team who will ASSESS the loss, develop a plan with a concise chain-of-evidence captured to support your claims process, and is savvy in working with Public Adjusters. A Public Adjuster is an industry-wise insurance expatriate who can control the delays and improve the reimbursement result. Typically, the consumer sees a marked increase in the size of the reimbursement they get, controls unwarranted delays with the Public Adjuster compared to the advantage they would secure on their own. How can I accomplish this? |
Who can help me accomplish this... |
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...EFFICIENCY_IAQ is a family owned and operated mitigation (moisture/water loss/contaminate loss corrections) business that has team members who have worked managing projects requiring the kind of evidentiary requirement a Public Adjuster (and/or legal) process will need for decades. For over 15 years our family has been helping families like yours form that all important plan BEFORE you start, without any cost to you, and part of that plan is understanding insurance aspects (claims, understanding your policy limits, policy improvements). Your only requirement to receive this free planning is that our team be allowed to review the resulting plan with you and that you are acting in good faith; that if we illustrate the cost is reasonable, typically covered by insurance, and/or meets goals you express, EFFICIENCY_IAQ can reasonably expect to be awarded the project tasks by your family when the time comes to move forward. Where can I learn more about this...? ... click the links below... SERVICES > INSURANCE MENTORING ABOUT US > ONE CALL - FINDING OTHER TRADE ASSISTANCE |
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